Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 49 Page 50 Page 51 Page 52 Page 53 Page 54 Page 55 Page 56 Page 57 Page 58 Page 59 Page 60 Page 61 Page 62 Page 63 Page 64 Page 65 Page 66 Page 67 Page 6862 BREWING & BEVERAGE INDUSTRIES BUSINESS One of the challenges facing craft brewers and distillers is the management of malt supplies. Pre-crushed malt is generally delivered in 25kg bags, due to the absence at breweries and distilleries of suitable bulk storage for malt. Bulk Storage and Processing Systems Limited (BSPS), a company with more than 30 years of industry experience, has the solution. Bill Egerton, Sales Director of BSPS, explains: “Our company designs and installs systems capable of handling bulk deliveries of whole malt up to 27 metric tonnes. Our systems can be tailored to take into account the individual nature of our customers’ operations and the unique layout of their premises. Once installed, our systems deliver both operational and financial efficiencies to the business and will generate a ‘Return on Investment’ in under 3 years No job is too large or too small for BSPS.” A typical project for BSPS will involve 1 to 2 silos, each capable of handling 20 to 30 MT of whole malt, and a 3 or 4 roll malt mill; providing brewers and distillers with exceptional control over the quality of their malt crush and coloured malt additions into the grist case. Malt mills and grist cases are held in stock and financing packages are available. The company continues to successfully install “Bag to Bulk” systems up and down the country and, so far, in 2016 has seen its installations go live at locations such as the Arran Brewery in Scotland, the Kirkstall and Saltaire Breweries in Yorkshire and the Cotswold Brewing Company in Gloucestershire. If you have a bulk storage and/or processing challenge that needs solving, contact Bill Egerton at BSPS on 01483 202 211 or ‘Bag to Bulk’ solutions If you take a trip round any brewery you may well see examples of money wasted; it could be a bottling line that constantly breaks down, out of date technology or kit that seemed like a good idea at the time. If all this was paid for out of cashflow, it’s money that’s gone forever and a potential burden on the company bank account. For a brewery that has cash in the bank, the temptation might be to use some of that capital to pay for new equipment upfront. There can be tax benefits, you don't pay any interest and if it’s important to the business you get ownership straight away. However, cash flow is critical to businesses and it is not always wise to tie up capital in this way particularly in a depreciating asset. Cash is king and it’s important to maintain a healthy bank balance. There are millions of pounds of funding available via brokers from highly respectable, established funders who don’t operate on the high street. According to the Finance and Leasing Association in 2015 UK companies secured over £29 billion of leases from these funders for assets such as vehicles, IT, food and beverage production equipment. This type of funding has some unique features: • The interest charged is fixed so you know exactly how much you will pay back and when, unlike a bank overdraft. • There is no requirement for a deposit unless you wish to pay one to reduce the level of funding. • Unlike the banks it is virtually unknown for these funders to take charges on property as security. It is not the way they do business. • You can own the equipment at the end of the term And the best feature of all: • Decisions in hours not days or weeks! Gary Walton – Whether to buy or not to buy? Gary Walton of Premier Leasing & Finance offers some advice Showcase PRODUCTION EQUIPMENT For more information visit: For more information visit: 62_Layout 1 30/10/2016 16:52 Page 1